Annuity Library

Planning for your retirement can be a big job. You have to project your living expenses and figure out how you will maintain an income once you leave the work force. As you continue your planning, you may find that you want to invest your money as part of your financial strategy. If you do so, it may take some time to decide just what investments are right for you and which will benefit your retirement the most, as there are many available in today’s world.

If you have been trying to find a way to secure your money, you have probably heard of a lot of different options. It is sometimes difficult to know which options are best for you. While some of these available options can be extremely beneficial, there are some that could potentially hurt you down the road. In any investment opportunity, you will want to consider all your options. Before making any final decisions, you will want to know exactly what you are getting yourself into. Here are some things to consider if you are thinking about the option of variable annuities.

Your old concepts of what retirement is supposed to be are gone. And there are no current paradigms that are working well. Retirees need to start to think outside the box if they want to ensure they will have an income for life.

As a woman it’s important that you control what’s happening with your money. Whether you are married or single, a mother four or a mother of one, it’s a good idea to get money smart. This article outlines 5 things that you can do to become smarter with your money.

One of the biggest challenges of retirement is going from an accumulation model to a spending model. You spend your entire working life dutifully squirreling money away, saving as much as you can and investing those funds as wisely as possible. Then suddenly you must go from accumulating all that money to making sure it lasts as long as you do.

How many times has this played out and will it ever end? It never fails. It's Wednesday and the senior seminar invitation just arrived in the mailbox. Let's see, they can reduce or eliminate my taxes, new IRA laws, stop losing money in the stock market and maybe an investment that gets stock market like returns without the risk.

When it comes to retirement planning, we need not look any further than than slew of television and printed advertisements focused on the “target retirement date” to see that this popular approach (shared by so many financial advisors today) focusses way too much on the beginning of your retirement and not enough time is spent on planning for the stages of your “life” throughout retirement.